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A planned gift is arranged by you legally during your lifetime. The principal benefits accrue to Foster and Adoptive Family Services at a later time, after your death or the death of your last named beneficiary. Planned gifts take many forms, providing additional income for you and/or your heirs, reducing income and estate taxes, relieving you and your heirs of complicated financial management responsibilities and helping to fulfill your personal, humanitarian and charitable objectives. Planned gifts can be made in cash, real estate, stocks, bonds, personal property or life insurance.
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• Bequests by Will
One of the simplest planned gifts is a bequest through your will in which you designate either a specific dollar amount or a percentage of your estate after other disbursements. In addition to supporting Foster and Adoptive Family Services, it serves as an example to your heirs of the values and ideals you hold dear. A bequest also can reduce the amount of your taxable estate, which may increase the actual amount available to loved ones.
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•Life Insurance
Contributions of life insurance can provide a substantial gift to Foster and Family Services. The value of an ordinary policy at the time of the gift is tax deductible. If you continue paying the premiums, they also are deductible as charitable contributions. If a paid-up policy is given, the cost of purchasing a new paid-up policy at your current age is the value of the charitable deduction.
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•Hometown Endowment
A Hometown Endowment is a perpetual gift that can be designated to the Local Volunteer Committee. The original gift remains intact, and the income is used toward the designated area of service. An endowment can be established in memory of a loved one or a donation can be added to an existing fund that will contribute to your local community indefinitely.
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•Endowment
An endowment is a perpetual gift that can be designated to the statewide organization or any program within the organization that is not funded by the government of your choosing. The original gift remains intact, and the income is used toward the designated program such as scholarships or camp scholarships. An endowment can be established in memory of a loved one or a donation can be added to an existing fund.
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If you are considering one of the gift options mention above please contact Mary Jane Awrachow,
Executive Director via phone at 1.800.222.0047 or via email MAwrachow@fafsonline.org
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